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A mortgage with an interest rate that may change,
usually in response to changes in the Treasury Bill rate or
the prime rate. Call us today for your Adjustable-rate Loan
needs.
The gradual elimination of a mortgage in regular
payments over a specified period of time. Such payments must
be sufficient to cover both principal and interest. Call us
Today!
A feature associated with short-term loans which
have a relatively small payment but one large payment due at
a specific date to pay the remaining balance. Hill Country Loans
can help you with your Balloon Payment.
Fees and expenses, over and above the price of
the property, incurred by the buyer and/or the seller in the
property ownership transfer. Call us Today!.
A mortgage loan less than $300,700 made within
the guidelines established by the Federal Home Loan Mortgage
Corporation (Freddie Mac) or Federal National Mortgage Association
(Fannie Mae). Hill Country Loans has a Conforming Loans program
matched to your needs.
Conventional conforming loans are available for
up to $307,000. We have Fixed- or Variable-rate loans with terms
of up to 30 years. Hill Country Loans has partnered with private
lenders to offer you the best rates available.
The part of the purchase price paid in cash up
front, reducing the amount of the loan or mortgage. Raging from
O-down for FHA and VA loans up to 20% for other loans. Call
Hill Country Loans to find the right loan program for you.
A Federal loan program which is designed to promote
home ownership for people who might not otherwise be able to
qualify for a conventional loan. FHA loans have lower qualifying
ratios than conventional loans, and often require smaller or
no down payments. Hill Country Loans specializes in Federal
Housing Authority (FHA) loans.
A loan in which the interest rate does not change
during the entire term of the loan. Call Hill Country Loans
today to get the best Fixed-rate Loan.
A loan program which is generally followed by
conventional financing issued upon completion of improvements.
Hill Country Loans has partnered with lenders who finance real
estate construction.
A loan which is based on a percentage of the
available equity in your home. We have programs available which
use up to 100% of the equity in your home. Hill Country Loans
works with many lenders to get you the best rates on a Home
Equity loan.
A revolving line of credit which is secured by
the equity in your home. As you borrow against your line and
repay it, the funds again become available for your use. Hill
Country Loans can secure a Home Improvement Loan for up to 100%
of the equity in your home. Ask us how!
The fee charged by a lender the use of borrowed
money, usually expressed as an annual percentage of the principal;
the rate is dependent upon the time value of money, the credit
risk of the borrower, and the inflation rate. A Hill Country
Loan associate will find a loan with the lowest interest rate
available.
Hill Country Loans specializes in commercial
property funding, real estate acquisitions and refinancing for
non-US citizens and/or companies. Call a customer service specialist
to learn more about our International Programs.
Loans with balances higher than $300,700. Offered
in Fixed- or Variable-rate loan with a variety of terms. Hill
Country Loans customer service specialists are on hand to help
with your Jumbo Loan.
A small percentage of the remaining balance charged
if the borrower refinances or otherwise pays off their loan
within the first years of a loan. Call Hill Country Loans to
learn more about our wide range of loan programs.
The remaining unpaid balance on a mortgage which
decreases as payments including interest are made. Call Hill
Country Loans today!
Hill Country Loans offers Credit-rebuilding programs
for those with previously discharged bankruptcies, foreclosures,
etc. Call today to rebuild your credit for tomorrow.
A loan program designed for individuals wishing
to use only their credit scores to qualify without traditionally
documented income. Hill Country Loans offers several No-Income
/ Stated-Income Loans.
A mortgage loan made outside the guidelines
established by the Federal Home Loan Mortgage Corporation (Freddie
Mac) or Federal National Mortgage Association (Fannie Mae).
Examples of non-conforming loans are second mortgages, mortgages
with balances over $300,700 or loans made to individuals with
problem credit. Hill Country Loans will help you find a perfect
loan.
An additional mortgage behind the first
mortgage on your property. Hill Country Loans can help you finance
a business, vacation or other need with a second mortgage. Call
us Today!
Teacher Programs have easier qualifying
and 0 Money Down options available Hill Country Loans is proud
to offer programs to teachers throughout the State of Texas.
A Federal loan program where loans which are reserved for Veterans and select government employees. VA loans have lower qualifying ratios than conventional loans, and often require smaller or no down payments.
Hill Country Loans specializes Department of Veterans Affairs (VA) loans.
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