To refinance your loan in order to obtain
a lower interest rate and start saving on your monthly payments,
hillcountryloans.com can offer you many loan products with the
security of fixed rate payments, including the following:
Shorter loan life and lower rates
Low monthly payments are not a priority Remaining in your house
less than 10 years.
ROLLDOWN OPTION
Our rolldown option allows you to refinance with few upfront
fees! While the rate is slightly higher, you will pay few upfront
fees to get your new loan. In effect, as long as our rolldown
rate is lower than your existing rate, it makes financial sense
to refinance because there is little or no cost in doing so.
CASH OUT OPTION
If your equity in your property qualifies, you can refinance
with a loan amount greater than your current mortgage - and
keep the difference! Use it for home improvement, debt consolidation,
or whatever you want.
Low monthly payments that do not change
A loan that's generally easier to qualify for
Staying in your house for greater than 10 years - especially
if you're planning to completely pay off your loan
The maximum tax advantage (please consult your tax adviser)
Please use the following links to learn more about home equity
loans, the lending process, or lending terms.
Loan Types
Glossary of Terms
Home Buyers Guide
Frequently Asked Questions
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